DSS and Benefit Assisted Insurance

Falcon Insurance represent a network of insurance providers, each of which offers excellent rates and a reliable service. Investing in our high-quality landlord insurance products allows you to expand your tenant options into the DSS market.

Do All Landlords Accept DSS and Benefits Assisted Tenancies?

People who live on benefits do not have the same financial freedoms as those who do not. When you live on limited means, there is an increased likelihood that they may run up debts on their rent account. There is good news for tenants, however, since the UK government have declared the ‘no DSS’ policies retained by landlords are illegal. This is because they promote discrimination towards a group of people within society.

What Does Landlord Insurance for DSS Tenants Cover?

Landlord insurance for benefits assisted tenants includes different aspects of the building. It covers legal representation, should you encounter tenancy issues. It includes liability cover in case a tenant or their guest has a trip or fall and injures themselves on your property. It even includes building insurance, so that you can make any repairs urgently, when the need arises. You may also take out a policy against any emergency, out-of-hours repairs which might cost extra.

Is Landlord Insurance a Legal Obligation?

Although you do not need to take out landlord insurance in a legal sense, there are other legalities to which you must adhere. Primarily, you must keep the building that you rent safe, structurally sound, and with working water and sanitation facilities within. If you do not provide these, perhaps because you do not have the money to pay for a repair outright, then a court could order you to make the repairs and pay additional compensation to your tenants.

Landlord insurance for DSS tenants is not a legal obligation, but it is good common sense.

Other Types of Insurance Which May Help English Landlords

Asides from landlord insurance for DSS tenants, there are other types of insurance which you should consider if you are a landlord in the UK. Consider purchasing the following insurance types in addition to DSS landlord insurance:

• Business insurance could protect the business aspects of becoming a landlord for multiple properties. Protect your portfolio and secure an income.
• Property insurance for multiple properties, rather than a single insurance package.
• Vehicle insurance for any work vehicles you may own.

Falcon Insurance – Birmingham’s Premier Landlord DSS Insurance Provider

Trust the Falcon Insurance experts to offer a fast, friendly, and thorough DSS and benefit assisted landlord insurance. We have a network of knowledgeable staff you can draw from, so you can be sure of the best deal, every time. Call 0121 679 7265 for a quote and to chat to our expert team.