Charity Liability Insurance

Here’s what you need to know about liability insurance for charity events, fundraisers, and volunteers.

• Liability insurance can help protect against injuries or property damage claims.
• Liability insurance can help protect against claims arising from negligence or wrongful acts.
• Liability insurance can help cover the costs of legal defence in the event of a lawsuit.
• Liability insurance typically covers bodily injury and property damage, but it may also cover other types of losses such as personal injury, advertising injury, and medical payments.
• Liability insurance typically does not cover intentional acts or criminal acts.
• Liability insurance may be sold as part of a package policy that includes other types of coverage, or it may be purchased as a standalone policy.
• Liability insurance may be provided by your organisation’s insurer, or you may purchase a policy from a commercial insurer.
• Liability limits typically range from £500,000 to £5 million, but higher limits are available.

Liability insurance is an important consideration for any charity event or fundraiser. By understanding how liability insurance can help protect you and your organisation, you can help ensure that your event is a success.

Liability insurance is important for charity events and fundraisers, as it can protect volunteers from being held responsible for damages or injuries that occur during the event. This type of insurance can also cover the cost of legal fees if a volunteer is sued.

While most charities have liability insurance, it is important to check with the specific organisation to see what type of coverage they have in place. Some policies may only cover certain types of events or may have exclusions for certain activities. It is also important to make sure that all volunteers are aware of the coverage in case something does happen.

Having adequate liability insurance in place can help to ensure that charity events and fundraisers can run smoothly and that volunteers will not be held liable for any damages or injuries that occur.