Any commercial building is subject to regular engineering inspections to ensure that its equipment or machinery is in good order and safe to use. The inspections require a competent, suitably qualified and experienced person that is legally required to regularly inspect items that require an engineering inspection. We are experienced in engineering inspection insurance and are able to advise you on what you need based on your circumstances.
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What is Engineering Inspection Insurance?
Engineering inspection insurance is not a legal requirement but having it in place simplifies the inspection process. Specialist engineering insurance will usually include regular inspections to ensure that you are meeting your statutory requirements. The policy can also include covering the cost of breakdowns and replacements.
If there is a serious breakdown of a piece of equipment within your premises then the cost of repairing it can be substantial. In some cases, it may be necessary to replace it completely. Engineering inspection insurance will cover the costs of repair or replacement minus any excess that you have agreed. It can get help to keep you working and minimise costly downtime.
Engineering inspection insurance gives you the confidence that your legal requirements are being met and can include more extensive inspections to improve the approach to safety within your building.
What machinery and equipment needs to be inspected?
The range of equipment that needs to be inspected on a regular basis will depend on the nature of your building and the services you provide. It could include:
● Lifts, car parking systems and window gantries
● Pressurised boiler systems
● Any machinery that uses hydraulics, chains, ropes or wires.
● Pressure and compressor systems
● Electrical installations
● Forklift trucks, cranes and any other lifting equipment
However, as well as the equipment that requires a statutory inspection, it can be sensible to include inspections for other machinery where an inspection is not legally required. This ensures that any potentially dangerous machinery and equipment is functioning to a high standard and will help to develop best practice across your property.
A proactive approach to safety can radically reduce the risk of potentially dangerous issues occurring, the consequences of which can be severe.
The Inspection Report
A regular inspection will involve a qualified person visiting the premises on a regular basis to carry out an inspection the equipment and machinery. The inspector will create a report of their findings confirming the equipment that meets current legal safety standards and which equipment requires attention to bring it up to standard.
Its important to know that if any equipment fails to meet standards it has to be taken out of use immediately until any issues are rectified, notices also need to be placed informing employees and the public. The report could be required by the Health & Safety Executive, any prospective purchasers, mortgage lenders and solicitors.
Engineering Insurance from Falcon Insurance
At Falcon Insurance, our highly trained team of insurance experts have decades of collective experience within the industry. They can provide advice about engineering inspection insurance and what might be the most appropriate level of cover for your premises.
Our dedicated claims line is available 24 hours a day, 7 days a week, 365 days a year, and is manned by friendly and helpful UK-based call-handlers, providing unrivalled customer service. We also offer flexible payment options, where clients can choose to pay either in one lump sum or in regular instalments, helping you to manage your cash flow.
To discuss your requirements and to receive a free quote contact the team at Falcon Insurance today.
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