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Supported Living Insurance
With an aging population and increasing numbers of people requiring specialist care and assistance, there has been an increase in the number of support workers and other care staff required to meet this growing demand.
If you provide supported living care, it’s very important that you have the correct insurance in place to protect against the particular risks you face. Your business and the people who work within it provide vital care for vulnerable people. It’s therefore important that continuity of care can be maintained whatever challenges your business may face.
Comprehensive insurance for supported living providers can give you peace of mind while ensuring you are always able to continue providing a service.
What is supported living insurance?
Supported living insurance is a form of cover specifically designed for the particular needs of supported living providers. It reflects the complex requirements that supported living providers have when it comes to insurance.
A supported living insurance policy can contain a range of different elements that take into account the diverse needs of providers. The exact make-up of any policy will reflect the nature of the business, how it delivers its services as well as the assets and liabilities it has.
We also provide supported living in the following sectors
- Nursing or residential care homes
- Supported living facilities
- Hospices
- Dementia care homes
- Care homes for adults with learning disabilities
- Care homes for adults with mental health
- Care homes for addictions
- Children’s care homes
- Day care services
- Half-way Houses
- Domestic Abuse Shelter
- Substance Abuse and Rehab
What’s included in supported living insurance
While the exact components of any supported living policy will differ from business to business, they will commonly include:
Public Liability This gives your organisation cover if a third party, such as a member of the public or a service user is injured or property is damaged due to any negligence.
Employers Liability If an employee or volunteer sustains any kind of injury, either physical or psychological during their time of employment you may be subject to a compensation claim. Employers liability will cover the value of any claim awarded.
Management liability insurance This will provide cover for directors, trustees, officers, and managers within an organisation in the event of a successful compensation claim being made against it. It will also cover legal costs.
Buildings and contents This provides cover for a range of incidents such as theft, fire, storm damage, malicious damage, impact, or escape of water. This is only applicable for properties owned by the business covered.
Other potential protection may include:
Abuse cover This specialist cover provides protection against an incident or alleged incident involving someone in your care.
Business interruption This provides cover if you’re unable to carry out your business due to material damage at your property, such as that caused by fire or vandalism.
Malpractice This provides cover in the event of a compensation claim against your business arising out of malpractice, or unintentional injury
Legal Expenses Cover This can provide financial protection to cover your legal fees should you find yourself involved in a dispute with a service user or their family for whatever reason.
Bespoke cover from Falcon insurance
If you’re providing specialist care such as supported living to vulnerable groups, then your business will be exposed to a complex range of risks. A bespoke insurance package that reflects the precise requirements of your business is vital to protect yourself, your employees, and your service users.
Falcon Insurance can tailor your insurance package to meet your specific needs, giving you comprehensive cover and peace of mind. We enable you to concentrate on providing a high-quality service to your clients.
For a policy that meets your needs, request a supported living insurance quote from Falcon Insurance.
Why Falcon Insurance?
Fast documentation
Unrivalled customer service
Competitive rates
24 hour claim line
Knowledgeable friendly staff
Flexible payment options
12-months interest free for property insurance policies
UK based call handlers
Save time & money with Falcon Insurance
And put us on the test to see how much we can save you!
