Hindu temples are at the heart of the community. They are the focal point for celebrations, worship, and community activities. The buildings are used for a wide variety of family, community, and social activities and they add value to the neighbourhoods where they are located.
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Hindu Temple Insurance
As with other religious buildings they are vulnerable to theft, vandalism, and other damage. Buildings deteriorate over time and need repairs. Accidents can happen, particularly in buildings where large numbers of people are always coming and going.
When something goes wrong, the costs can soon add up. In worse-case scenarios, compensation claims against a Hindu temple can become considerable. If your building has to close or find large amounts of money to settle a compensation claim, could it continue to operate?
For all of these reasons, it’s important for a Hindu temple to have a comprehensive package of insurance that pays out should the worst happen.
What might be included in Hindu Temple Insurance
Insurance for your temple can contain a wide range of different options depending on the activities, location, age of your building, and other factors. While some aspects may be advisable or optional for added peace of mind, some components are vital.
Comprehensive Hindu Temple Insurance might include:
Public Liability insurance
As a place of worship and community activities, Hindu temples have lots of people enjoying the facilities. While people are using the building there is always the risk of them sustaining an injury either to themselves or damage to their property. In some instances, this may be serious. When an injury happens a compensation claim against the temple may follow. With that in mind, it’s essential that your temple has public liability insurance in place to cover the cost of any compensation claim.
Building & Contents Cover
Insurance should always be in place to protect your temple from damage to the building. Repair costs can be considerable, and if you have to find the funds from the temple budget it means there’s less available for other activities. The contents of your temple can be valuable, making them prone to theft and vandalism. Contents insurance will pay out should a break-in, or other damages occur.
Indemnity Insurance
People in positions of responsibility at every Hindu Temple have to make decisions about the building, temple activities, finances, and a range of other issues. Even with the most careful planning and consideration, mistakes can occur. Indemnity insurance protects those in responsibility should a claim be made against them.
A bespoke package of insurance for your Hindu Temple
Falcon Insurance is highly skilled at putting together a package of comprehensive insurance that meets the needs of your temple. We take time to find out what your requirements are, making sure that no essential area is left uncovered, and that you don’t end up paying for cover that you don’t need.
A 24/7 Service
Our dedicated claims line is available 24 hours a day, 7 days a week, 365 days a year, and is manned by friendly and helpful UK-based call-handlers, providing unrivaled customer service. We can provide valuable reassurance, information, and assistance when you need it most.
To discuss your requirements and to receive a free quote contact the team at Falcon Insurance today.
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