Shop Insurance

Looking for low-cost Shop Insurance UK?

Falcon Insurance are expert insurers specialising in all types of Shop Insurance, at competitive rates. We aim to provide cheap shop insurance quotes for you, no matter what your previous experience may be.

We can provide shop insurance cover for different specialisms and trades – from Corner Shops to Newsagents, Florists to Coffee Shops, Fish & Chip Shops to Takeaways, all types of retail shops, and many more.

Protecting your Shop

We understand that every Shop Insurance policy should be as unique as the shop it protects. Shop insurance policies usually consist of a number of component parts, and the precise combination of these will depend on your shop’s unique circumstances, and its needs.

We know that shops can be busy and challenging environments at times, and unfortunately this can increase the risk of unforeseen events occurring. This is just one reason why it is crucial to ensure that staff, customers, visitors, and your retail premises are properly protected against the potential risks associated with your shop’s specific circumstances and activities.

What type of insurance do shops need?

A typical shop insurance policy might include: Buildings & Contents cover to protect against flood, fire, theft and accidental damage; Employer’s Liability (if your shop employs staff); Public Liability (in case of an injury to a customer, staff member or visitor, or damage to their possessions); and Business Interruption cover to protect against unforeseen, unpreventable, and unavoidable interruptions to your business activities.

How much does Shop Insurance cost?

The cost of your shop insurance will depend on a number of factors, including the size and value of the premises and its contents, the location of your retail premises, your claims history, the perceived level of risk, and the sums insured.

Obviously, insurance for a large, city centre chain store is likely to cost rather more than an independent, local convenience store, but each policy is calculated according to individual circumstances. We can provide basic small shop insurance cover, as well as comprehensive insurance cover for larger chain stores.

One thing we can guarantee though – Falcon Insurance will work extremely hard to find you the best shop insurance quote for your specific needs, at the lowest possible price.

Falcon’s Shop Insurance Benefits Include:

• Product & Public Liability Insurance – £2m as standard
• Employer’s Liability Insurance – £10m as standard
• Business Interruption cover
• Buildings and contents cover
• Shop front glass cover
• Highly competitive rates
• Flexible payment options – monthly instalments available
• Claims helpline – 24 hours a day, 365 days a year
• Friendly UK-based call handlers
• Excellent product knowledge and unrivalled customer service
• Prompt documentation turnaround

Why choose Falcon Insurance?

Falcon Insurance offers quality without compromise across a number of sectors, which is why we have hundreds of satisfied customers.

Here at Falcon, we have invested significant time and resources getting to know the Shop Insurance market, and we have extensive experience of working with shop owners to ensure their insurance needs are truly met – at the right time, and at the right price. We work closely with our clients to provide specialist tailored insurance solutions when off-the-shelf policies aren’t appropriate or sufficient.

Our professional team has the experience and the expertise required to help you build a comprehensive, low-cost policy to suit your specific needs and unique circumstances.

Falcon’s dedicated claims line is available 24 hours a day, 7 days a week, 365 days a year, and is manned by friendly and helpful UK-based call-handlers, providing unrivalled customer service.

We also offer flexible payment options, where clients can choose to pay either in one lump sum or in regular instalments.

For complete peace of mind, request a Shop Insurance quote from Falcon Insurance.